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Payment methods

Klarna payment option

About Klarna

Klarna is one of Europe’s fastest growing companies and a leading alternative payment provider. Klarna’s vision is to make all payments ‘smoooth’, adding value for shoppers and retailers with unique payment options and superior customer experience.

Klarna has 2,500 employees across 17 countries, and is leading the way for alternative payments by serving 85 million consumers and 205,000 merchants smoooth payment solutions.

Making payments

Review your latest purchases and pay any open balances by logging into your Klarna account at https://app.klarna.com/login. You can also chat with Klarna Customer Service 24/7 in the Klarna App.

 

“We use Klarna as the provider of our checkout. This means that we might transfer your personal data in the form of contact and order details to Klarna when the checkout is loaded, in order for Klarna to manage your purchase. Your personal data transferred is processed in line with Klarna’s own privacy notice.”

Billpay’s/Klarna’s payment options

 In order to be able to offer you Klarna’s payment options and to assess whether you qualify for their payment options and to tailor the payment options for you, we might in the checkout pass your personal data in the form of contact and order details to Klarna and Billpay. Your personal data is handled in accordance with applicable data protection law and in accordance with the information in Klarna’s [defrit or en versions] and Billpay’s [defrit or en versions] privacy notices.

Shop Now & Pay Later With Klarna

We’ve partnered with Klarna to provide you with easy payment options at checkout, so you can buy what you want, when you want.

It’s smoooth and simple

Select Klarna at checkout to buy now and pay later. Spread the cost of your purchase over time with convenient, stress­-free payment options. It is easy, safe to use

How to checkout with Klarna

  •  Add item(s) to your cart and select  at checkout.
  •  Complete your Klarna Credit application.
  •  Use the Klarna App or log in on klarna.com to make your monthly payments.

You choose how to pay:

Monthly Financing:

Apply for easy monthly financing directly in the checkout. A simple, 2-step application will provide an instant approval decision. Once you’ve been approved, you’ll receive reminders and can manage your payments directly in the Klarna App.

 

Secure Paypal Checkout Logo - Sandlin Private Investigators

Payment methods include PayPal and Credit cards.

PayPal is a safer, easier way to send and receive money online. When you select PayPal as the payment method, you will be linked to the PayPal site where you can make payment.

PayPal can be used to purchase items by Credit Card (Visa, MasterCard, Discover, and American Express), Debit Card, or E-check (i.e. using your regular Bank Account).

  1. After viewing your items on your shopping cart page, you can click and check out with PayPal. Then you will leave our site and enter PayPal’s website.
  2. You can sign in to your PayPal account, or you can create a new one if you haven’t got one.
  3. You can use the PayPal as you want according to the on-screen instructions.

Usually, PayPal e-check will take 3-5 business days to be confirmed by PayPal.

The reasons why we suggest you use PayPal:

  • Payment is traceable. By using your PayPal account, you can trace the status of your payment.
  • When you make payment for your order, you don’t need to use your credit card online (you can transfer directly from your bank account).
  • When you use your credit card through PayPal, nobody will see your credit card number, which will minimize the risk of unauthorized use.

The store may also accept credit cards for the payment.
In order to accept credit card payments, the store complies with the industry security standards established by the major credit card companies (American Express, Discover, JCB, MasterCard, and Visa) to protect the buyers from cardholder information theft.

All credit card information is kept to a minimum. The storage and retention of any credit card information is limited to what is required for business operations only.
Access to credit card information is strictly limited to those employees who are authorized and trained to use it for the business purposes.

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Is paying with stripe safe ? 

Stripe is a PCI Service Provider Level 1, which is the highest level of certification available in the payments industry. To put it simply, any payment information sent to Stripe is sent securely and safely.

With Stripe’s Radar, Stripe will automatically detect and block fraud.

Payment Terms are terms that apply to the use of Payment Methods. You can decide whether or not to use a Payment Method. However, if you use a Payment Method, you accept and agree to the terms applicable to that Payment Method, which will form part of your agreement with Stripe.

Payment Method availability also varies by geography. Depending on your location, you may not be able to use one or more of the Payment Methods listed above (or that are otherwise offered by Stripe). The Payment Methods available to you are set out in your Stripe dashboard.

Amendments and changes

Payment Methods are sourced from various providers, and each provider controls the terms that apply to its Payment Method. As a consequence, the terms and Documentation applicable to a Payment Method are subject to change at any time, and it is your responsibility to periodically review the terms and Documentation in order to ensure that you are aware of, and comply with, the applicable requirements.

Stripe may add or remove Payment Methods at any time. If Stripe removes a Payment Method, Stripe will provide you with notice prior to the removal becoming effective for you, except where Stripe is required by a third party (such as the Payment Method provider) to cease offering the payment method.

Redirection to online banking pages

Some Payment Methods require the re-direction of the Customer to an online banking page (“Online Banking Payment Methods”). If you use an Online Banking Payment Method, you must ensure that the Customer is able to recognize that the re-direction has occurred via the display of the bank’s URL in the address line of the browser, and the Customer must be able to review the security certificate for the bank’s online banking page. In addition, you may not use any iframes (or any other method that integrates the online banking page within your site content) when including an Online Banking Payment Method in your payment process.

VISMA PAY payment method – Credit card & Finnish banks

MobilePay: You can pay with your MobilePay wallet if you have allowed online payments in the settings of the MobilePay application. Payment via MobilePay takes place directly from the payment card linked to MobilePay. If charging the payment from the linked card fails, MobilePay can not be used in the online shop.

Pivo: Terms and conditions of Pivo can be found here: https://pivo.fi/kayttoehdot/pivon-kayttoehdot/ Jousto invoice and part-payment is a Finnish service for making purchases quickly and safely.

Jousto is for private persons having their economy in balance. With Jousto you will get 30 days time to pay without interest or expenses. After you have received an invoice, you can decide to pay it at once or in parts. You can pay our purchase in up to 36 parts, starting from 9,90 eur/month. Expenses for Jousto part-payment are 3,90 eur/month and 19,90% interest. With Jousto you can pay purchases from 30 to 3000 eur. Aurajoki Nordic Oy issues the credit. Read more from www.jousto.com.

Contact Bambora PayForm

Bambora PayForm, Paybyway Oy (business-id FI24865594)
E-mail: payform@bambora.com
Telephone: +358 9 315 82 555 (workdays 9-17)
Address: Laserkatu 6, 53850
Lappeenranta, Finland


Maksaminen

Verkkokaupan maksuvälittäjänä toimii Bambora PayForm (Paybyway Oy, y-tunnus 2486559-4), joka on rekisteröity Finanssivalvonnan ylläpitämään maksulaitosrekisteriin. Maksamiseen siirrytään Bamboran verkkopalvelun kautta ja tiliotteella ja laskulla maksun saajana näkyy Bambora tai Paybyway Oy. Bambora välittää maksut verkkokauppiaalle. Maksaminen on turvallista, sillä kaikki maksutapahtumaa koskevat tiedot välitetään salattua yhteyttä käyttäen niin ettei kukaan ulkopuolinen taho näe maksutapahtuman tietoja.

Kauppa syntyy verkkokaupan asiakkaan ja verkkokaupan välille. Verkkokaupan vastuulla ovat kaikki kauppaan liittyvät velvoitteet.

Lue lisää Bamborasta: https://www.bambora.com

Maksutavat

PayForm-palvelun kautta voit maksaa verkkopankkitunnuksilla, lompakolla, maksukorteilla (credit/debit), laskulla tai osamaksulla. Käytettävissä ovat seuraavat maksutavat: Osuuspankki, Nordea, Danske Bank, Oma Säästöpankki, Säästöpankki, Aktia, Paikallisosuuspankit, S-Pankki, Handelsbanken, Ålandsbanken, MobilePay, Masterpass, Pivo, Visa-, Visa Debit-, Visa Electron-, MasterCard- ja Debit MasterCard -kortit, sekä Jousto ja Enterpay Lasku yritykselle.

MobilePay: Voit maksaa MobilePay-lompakollasi mikäli olet sallinut verkkokaupoissa maksamisen sovelluksen asetuksista. MobilePay-lompakolla suoritetut maksut veloitetaan lompakkoon liitetyltä maksukortilta. Mikäli maksun veloittaminen maksukortilta epäonnistuu, MobilePay-lompakolla maksaminen ei ole mahdollista verkkokaupassa.

Pivo: Käyttöehdot ovat tarjolla Pivon sivuilla: https://pivo.fi/kayttoehdot/pivon-kayttoehdot/

Jousto lasku ja osamaksu on kotimainen palvelu, jolla teet ostoksesi nopeasti ja turvallisesti. Jousto on tarkoitettu yksityishenkilöille, jotka ovat hoitaneet raha-asiansa moitteettomasti. Joustolla saat 30 vuorokautta korotonta ja kulutonta maksuaikaa. Laskun saatuasi voit päättää maksatko sen kokonaan vai osissa. Osamaksulla voit maksaa ostoksesi jopa 36:ssa erässä, alkaen 9,90 eur/kk. Jousto osamaksun kustannukset ovat 3,90 eur/kk ja 19,90%:n luottokorko. Voit maksaa Joustolla 30–3000 euron ostoksia. Luotonmyöntäjänä toimii Aurajoki Nordic Oy. Lue lisää Joustosta osoitteessa www.jousto.com.

Enterpay Lasku yritykselle:
Voit maksaa ostokset suoraan yrityksellesi osoitetulla tavallisella laskulla. Laskun maksuaika on 14 pv laskun päiväyksestä. Laskutuslisä on 5,00 euroa. Laskuttaja on Arvato Financial Systems ja maksuajan myöntää Enterpay Finance Oy. Käyttöehdot https://www.enterpay.fi/ehdot-palvelu/

Bambora PayForm -maksupalvelun yhteystiedot

Bambora PayForm, Paybyway Oy (Y-tunnus 2486559-4)
Sähköposti: payform@bambora.com
Puhelin: 09 315 82 555 (arkisin klo 9-17)
Postiosoite: Laserkatu 6, 53850 Lappeenranta